Licensed Agents Live Now. Cigna Exits ACA Marketplace January 1, 2027. Call Or Text 561-339-0727
On April 30, 2026, Cigna announced it’s exiting the ACA marketplace January 1, 2027 — leaving 369,000+ members across 11 states scrambling for new coverage. You have three ways to find it, all free. Pick whichever feels right.
100% Independent 250+ Carriers Free To You No Robocalls Ever
On April 30, 2026, during its Q1 2026 earnings call, The Cigna Group announced it will exit the individual ACA marketplace effective January 1, 2027.
The decision affects roughly 369,000+ members in 11 states: Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, Tennessee, Texas, and Virginia. If you currently have a Cigna ACA plan in one of these states, your coverage will not renew for plan year 2027.
The exit applies only to individual ACA plans. It does not affect Cigna’s employer group coverage, Medicare Advantage, supplemental, or international product lines.
“We did not make this decision lightly, and appreciate the importance of ensuring patients have continuity through the transition.”
Open enrollment for 2027 runs November 1, 2026 – January 15, 2027. Enroll by December 15 for a January 1 effective date. Enroll by January 15 for a February 1 effective date.
Each state handles its marketplace a little differently. We’ve already done the homework so you don’t have to. Tap your state — we’ll route you to the right path automatically.
Not in one of these states? Call us anyway — we’re licensed in all 50 states + DC for ACA, off-marketplace, and supplemental coverage.
There’s no single right answer. It depends on your income, your doctors, your prescriptions, and your priorities. Here’s how we think about it — and how to take the next step on each.
If you currently receive a premium tax credit, stay on the marketplace to keep it. We compare every available carrier in your county and find one whose network includes your doctors and prescriptions.
Off-marketplace plans are ACA-compliant but not on HealthCare.gov. They often offer broader PPO networks and competitive pricing when you don’t qualify for a subsidy.
Dental, vision, hospital indemnity, accident, and short-term medical plans pair with your primary coverage to cover out-of-pocket costs. We’ll show you which add-ons actually fit your situation.
Not sure which path fits? That’s exactly what we’re here for.
Speak With A Live Licensed AgentCigna’s exit isn’t the first and it won’t be the last. The insurance market changes every year. What you actually need isn’t loyalty to a carrier — it’s loyalty from an independent agent who moves with you.
Aetna left at the end of 2025. Cigna is leaving for 2027. Your agent shouldn’t.
NovaVida Group has been placing ACA coverage since well before any of these exits. When the next carrier leaves, we’ll be the same number to call.
When Aetna exited the ACA market at the end of 2025, we helped families across 17 states find 2026 coverage.
We know exactly what to look for: which carriers picked up Aetna’s former PPO doctors, which silver plans got cheaper, where the subsidies shifted. We’re running the same playbook for Cigna members now.
No single-carrier bias. We compare every plan available in your county and recommend what’s actually best for you.
Captive agents only sell what they’re paid to sell. We’re appointed with 250+ carriers across all 50 states, so the recommendation you get is the recommendation you’d give yourself if you had a month to research it.
When you call, a licensed agent picks up. When we call you, it’s because you asked us to.
No predictive dialers, no offshore voice avatars, no boiler-room call centers. Every conversation is one-on-one with a licensed agent appointed with the carriers we recommend.
Before you enroll, we confirm whether your doctors and prescriptions are in-network on the plans we recommend.
List your doctors when you fill out the form — or send a screenshot from MyChart. We’ll cross-check every provider against every plan in your county before we recommend anything. We can’t guarantee a specific doctor stays in any network, but we won’t recommend a plan without checking first.
Our agents are paid by the carrier you choose. The same premium with or without us — using us costs you $0.
Health insurance commissions are baked into every plan whether you use an agent or not, so working with us is genuinely zero additional cost. We don’t charge consulting fees, application fees, or annual fees.
A 15-minute call today can save weeks of stress in December — and lock in your January 1 coverage before the rush.
However you want to handle this — we’ve made a path for it. Pick whichever fits.
The fastest path. A real human, in 30 seconds. We’ll talk through your situation, your doctors, and your options — and you’ll hang up knowing exactly what to do next.
Share your doctors and prescriptions. We’ll verify which carriers keep them in-network and send you a personalized comparison within 24 hours.
We tried to think of every question you might have. If we missed one, call us — we’ll answer it plainly.
Ask Us Anything